What Are My Options If I’m Injured at Work?
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When you’ve been injured on the job, your employer will try to avoid responsibility by limiting you to workers compensation benefits, which provide a small fraction of what you’d be able to recover in a personal injury lawsuit.
Texas law only provides the injured worker with a short period of time to file a workers’ compensation claim, which prevents the injured worker from choosing their own doctor and recovering the substantial damages that could be available if the worker or their family filed a personal injury lawsuit against the company.
The Difference Between Workers Comp and a Personal Injury Lawsuit
When you file a worker’s compensation claim in Texas, not only are you required to treat with a doctor chosen by the company (i.e., your employer), but your weekly benefits—which your employer will do everything possible to reduce—will be substantially less than if you recovered damages for all of your injuries and financial losses through a personal injury lawsuit against your company OR any other responsible parties.
Unlike workers’s comp, a personal injury lawsuit allows you the best chance of making a full physical and financial recovery because—in addition to enabling you to choose your own doctors for treatment—you’re able to recover ALL of your damages—including past and future “economic damages,” like medical expenses and lost wages—as well as any “non-economic damages,” such as pain and suffering, mental anguish, physical impairment, physical disfigurement and, in some cases, punitive damages.
Understanding Workers Compensation Benefits
Workers Compensation is a type of insurance that provides limited benefits for workers after an injury on the job. These limited benefits are supposed to cover certain medical expenses and a percentage of the worker’s prior wages or salary.
Unfortunately, Workers Comp coverage limits you to doctors selected by (and loyal to) your company and NEVER fully compensates you for your injuries, full medical expenses, and lost wages.
Often, the only way to receive FULL compensation for your injuries and damages is by hiring an experienced work injury lawyer and filing a personal injury lawsuit. Otherwise, your company will control the doctors you’re able to see, pay you pennies on the dollar for your lost wages, and refuse to compensate you for your past and future medical expenses, lost wages, pain and suffering, physical disfigurement, and other non-economic damages.
The Downside of Receiving Workers Compensation Benefits
When you’re injured on the job, accepting workers’ compensation benefits will prevent you from seeing the best doctors and recovering the medical expenses, lost wages and other damages that you’d otherwise be entitled to recover through a personal injury lawsuit.
As a result, accepting Workers Comp benefits can make it impossible for you to recover your full damages from your employer.
An injured worker’s best option is often to hire a Work Injury Lawyer and file a lawsuit directly against their employer and any other third parties or individuals that contributed to or caused the worker’s injuries and losses.
Can My Workers Compensation Benefits be Denied?
Yes. Only injuries that occurred during the course and scope of an employee’s job are eligible for workers comp benefits. Additionally, if a worker is found to be in anyway responsible for the accident or their injuries, their comp claims will often be denied.
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In addition to being Undefeated, our Work Accident Lawyers have recovered Billions on behalf of injured workers and their families, including the #1 Largest Burn Injury Settlement in History and the #1 Largest Accident Verdicts and Settlements in Texas.
If you or a loved one were seriously injured, burned, or tragically killed in a work-related accident, contact our Undefeated Work Accident Lawyers for a Free Consultation at 1-888-603-3636 or by clicking here.
All consultations are free, and you won’t pay a dime unless we win your case.
What are My Options if I’ve Been Injured at Work?
Injured workers typically have the following options after a work-related accident:
- Accept Workers’ Compensation benefits from their employer, which prevents the injured worker from filing a lawsuit against or recovering any damages from their employer
- File a lawsuit against their employer (assuming the employer does not provide Workers’ Compensation coverage) to recover all past and future medical expenses, lost wages, pain and suffering, physical impairment, and any other damages they are legally entitled to
- Accept Workers Compensation benefits from their employer, but file a lawsuit against any other third parties/companies that caused or contributed to the accident
What Types of Damages Can I Recover in a Personal Injury Lawsuit?
Injured workers are typically entitled to the following damages:
- Past and future medical expenses
- Past and future lost wages
- Past and future pain and suffering
- Past and future mental anguish
- Past and future physical impairment and disfigurement
- Punitive damages in cases involved fatal accidents and egregious safety violations
Injured on the Job? Contact our Undefeated Houston Work Accident Lawyers for a Free Consultation at 1-888-603-3636 or by Clicking Here
Having won Billions on behalf of injured workers across Texas, including the #1 Largest Burn Injury Settlement in History, our Houston Work Injury Lawyers have the resources, experience and ability to stand up against the largest companies in the world and make sure that our clients and their families receive the maximum compensation possible.
If you or a loved one were seriously injured, burned, or tragically killed in a work-related accident, contact our Undefeated Work Injury Lawyers at 1-888-603-3636 or by Clicking Here.
We’ll answer your questions, explain your rights, and provide you with all the information you need to make the best decision for you and your family.
All consultations are free, and you won’t pay us a dime unless we win your case.
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