As the widespread flooding from Hurricane Harvey submerged homes, cars, and freeways throughout the city, many Houstonians lost everything they owned overnight.
Unfortunately, many of those who lost their homes didn’t have flood insurance, because they were told their homes were outside the 100-year floodplain (meaning there was a less than 1 percent chance their homes would flood in any given year).
Even those who made it through the rainfall without flooding, discovered that their homes were flooded from the Army Corps of Engineer’s and Harris County Flood Control District’s decision to release over 6 million gallons of water per minute from the Addicks and Barker reservoirs into the Buffalo Bayou, knowing that doing so would flood homes and businesses in West Houston that weren’t already flooded.
But it wasn’t until after Harvey caused the most severe flooding in history with damages estimated to exceed $100 billion that we learned two critical facts:
1. The 100-year floodplains are grossly inaccurate and outdated (over 40 percent of the homes that flooded were outside the floodplains)
2. The Harris County Flood Control District published a report in 1996 that identified the flood risk to West Houston residents and specifically predicted and recommended measures to prevent the extreme flooding that occurred from Harvey.
If Your Home was Flooded from the Reservoir Releases After 2:00 am on August 28, Contact Our Undefeated Flood Damage Lawyers for a Free Consult at 1-888-603-3636 or by Clicking Here
Having successfully represented hundreds of hurricane and flood damage victims across Texas and the United States, our lawyers can answer your questions, advice you of your rights, and—if you have flood insurance—help walk you through the September 1, 2017 changes to the Texas Insurance Code so that you don’t lose the right to recover your damages from your insurance company in the event they deny or underpay your claim.
Even if you DO NOT HAVE FLOOD INSURANCE, you may the right to recover your damages from the Army Corps of Engineers and the Harris County Flood Control District for releasing over 6 million gallons of water per minute from the Addicks and Barker reservoirs into the already flooded Buffalo Bayou.
Information About Flood Damage & the Insurance Claims Process
When you’re recovering from substantial flood damage to your home and other personal property, you’re forced to negotiate with an insurance company that’s focused on paying you as little money as possible for your losses. Our Texas Flood Insurance Claim Lawyers have represented thousands of homeowners against the largest insurance companies in the country and will ensure that you’re properly compensated for all your property damage and losses.
Some types of water damage may not be covered by your standard homeowners insurance policy, like damage caused by flooding. Without flood insurance coverage, homeowners are often left with the choice of giving up their homes and filing for bankruptcy or taking a loan (in addition to their existing mortgage) to attempt to repair the flood damage.
Given the massive property damage estimates caused by Harvey, even homeowners with flood insurance coverage are likely to experience delays, underpayments or arbitrary denials of coverage.
To make matters worse, the Texas legislature enacted new legislation that went into effect on September 1, 2017 that limits a homeowner’s ability to file a lawsuit and recover damages from their insurance company when the company improperly denies or underpays valid wind damage claims (the changes do not apply to flood damage claims).
Contact our Undefeated Flood Damage and Reservoir Release Lawyers for a Free Consult at 1-888-603-3636 or by Clicking Here
If your home was flooded after August 28 at 2:00 am, you may have the right to recover ALL your damages through a “takings” (inverse condemnation) claim against the Army Corps of Engineers and the Harris County Flood Control District for releasing over 6 million gallons of water per minute from the Addicks and Barker Reservoirs, when they knew that doing so would flood homes and businesses in West Houston that weren’t already flooded.
Call 1-888-603-3636 or click here to send us a confidential email through our contact form. All consultations are free, and, because we work exclusively on a contingency fee, you don’t pay us anything unless we win your case.
Our lawyers will answer your questions, explain your rights, and—for those with flood or homeowners’ insurance—walk you through the process of filing a claim to ensure that you comply with the September 1, 2017 changes to the Texas Insurance Code.