Uninsured & Underinsured Motorists

Undefeated Houston Accident Lawyers

A car or truck accident can be difficult both emotionally and physically.

Many people who try to resolve their cases on their own often end up hiring a lawyer after becoming frustrated with the insurance company’s inadequate settlement offers and how complicated the legal process is. This process is even more frustrating when the other driver involved has no car insurance or minimum liability insurance.

That’s why we always recommend that every Texas car insurance policy holder purchase uninsured/underinsured motorist coverage. The cost of the coverage is minimal compared to the benefits that are provided if you’re ever in an accident involving an underinsured or uninsured driver.

Uninsured Motorists

Even if you are involved in an accident with an individual that does not have adequate liability insurance, as long as you have uninsured motorist coverage, you can seek compensation from your insurance company for damage to your vehicle, medical costs, and pain and suffering.

Unfortunately, however, it is still common for the insurance company to substantially undervalue your claim by minimizing your injuries or claiming that you were fully or partially responsible for the accident.

Having won over $1 Billion and the largest accident verdicts and settlements in Texas and the United States, our Accident Lawyers have the resources and experience to ensure that our clients are fully compensated for all their injuries and damages.

Underinsured Motorists

Motorists in Texas are only required to have $30,000 in car insurance coverage. If you’re involved in an auto accident with someone who only has the minimum coverage, it’s likely that your medical bills and other losses will exceed this amount.

Underinsured motorist coverage provides additional coverage to you (the policyholder) so that you don’t have to come out of pocket when you’re involved in a crash with someone who doesn’t have sufficient insurance coverage.

Hit-and-Run Accidents

What many people don’t realize is that uninsured motorist coverage also allows you to seek compensation for property and personal injury damages that you sustained in a hit-and-run accident.

Insurance companies are bound by a duty of good faith set by the Texas Insurance Code. This means that they have a duty to try to resolve your claim quickly (they must decide whether to approve or deny your claim within 30 days). If your claim is denied in bad faith, you can seek additional damages – in some cases up to three times the amount of the original claim. Our firm’s attorneys have years of experience handling cases involving bad faith and deceptive insurance practices against some of the largest insurance companies in the world.

Find out more about deceptive insurance company practices.

Contact Our Undefeated Accident Lawyers for a Free Consultation at 1-888-603-3636 or by Clicking Here 

If you or a loved one was involved in an accident with an underinsured or uninsured motorist, contact our Undefeated Accident Lawyers by clicking here or calling 1-888-603-3636.

All consultations are free and, because we work on a contingency-fee basis, you’ll pay nothing unless we win your case.

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