Uninsured Car Accident Lawyer | Houston Car Accident Lawyer

Uninsured & Underinsured Motorists

Experienced & Undefeated Houston Accident Lawyers

A car or truck accident that results in personal injuries can be difficult both emotionally and physically.

Many people who try to resolve their cases on their own often end up hiring a lawyer after becoming frustrated with the insurance company’s inadequate settlement offers and how complicated the legal process is. This process is even more frustrating when the other driver involved has no car insurance or minimum liability insurance.

At Zehl & Associates PC, we recommend every car insurance policy holder purchase uninsured/underinsured motorist coverage. The cost of the coverage is minimal compared to the benefits that are provided if you’re ever in an accident involving an underinsured or uninsured driver.

Uninsured Motorists

Even if you are involved in an accident with an individual that does not have adequate liability insurance, as long as you have uninsured motorist coverage, you can seek compensation from your insurance company for damage to your vehicle, medical costs, and pain and suffering.

Unfortunately, however, it is still common for the insurance company to minimize your claim by trying to settle quickly or by denying your claim altogether. It is important to work with an accident attorney who has experience interpreting insurance contracts and fighting the insurance companies for the maximum damages available.

Underinsured Motorists

Motorists in Texas are only required to have $25,000 in car insurance coverage. If you are involved in an accident with an individual who holds this minimum liability insurance, it is very likely that the cost of medical bills and other expenses will far exceed the amount of insurance coverage.

This type of motorist coverage allows an individual to add his or her own insurance coverage with that of the other driver’s insurance to compensate for medical expenses, pain and suffering, and other accident-related expenses.

Hit-and-Run Accidents

What many people don’t realize is that uninsured motorist coverage also allows you to seek compensation for property and personal injury damages that you sustained in a hit-and-run accident.

Insurance companies are bound by a duty of good faith set by the Texas Insurance Code. This means that they have a duty to try to resolve your claim quickly (they must decide whether to approve or deny your claim within 30 days). If your claim is denied in bad faith, you can seek additional damages – in some cases up to three times the amount of the original claim. Our firm’s attorneys have years of experience handling cases involving bad faith and deceptive insurance practices against some of the largest insurance companies in the world.

Find out more about deceptive insurance company practices.

Contact Our Undefeated Accident Lawyers for a Free Consultation at 1-888-603-3636 or by Clicking Here 

If you or a loved one was involved in an accident with an underinsured or uninsured motorist, contact our Undefeated Accident Lawyers by clicking here or calling 1-888-603-3636.

All consultations are free and, because we work on a contingency-fee basis, you’ll pay nothing unless we win your case.

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I wanted to express my outmost gratitude and appreciation to the Zehl&Associates law firm for the excellent representation in my accident case in December 2016; even though it was a difficult case I could not have been more pleased with how they handled everything. They are very knowledgeable and clearly the top in their field. I would highly recommend them. Thanks Zehl&Associates.
Arturo Estrada
Arturo Estrada
17:19 11 Dec 18
I don’t think I can ever be thankful enough for Lamar DeLong. I’m a single mom, on my way home from work two weeks after I started my new job and two weeks after graduating from college, I was in a horrible car accident. My car was totaled and I was really badly hurt. Lamar took my case and didn’t stop until I was going to be fully taken care of. I now will have little worries about taking the time off of work to get the back and knee surgery I desperately need to be able to function normally. I’m 26, I’m a single parent and Lamar kept that in mind. Zehl&Associates really took care of me. Especially being in completely different cities. A thank you won’t be enough for this firm treating me like family and making sure I was taken care of. Thank you Lamar and all the staff involved in my case.
Lyssa Brown
Lyssa Brown
01:01 22 Dec 18
Ryan Zehl is the best, very nice, helpful, and compassionate. His firm works very hard to help you! I hired them because my brother was killed on a work site, the firm's track record, and they seemed to really care about their clients and cases. Thank you all at Zehl & Associates for your help.
Rhonda M
Rhonda M
20:33 02 Oct 18
Theres not enough stars to rate the true quality on here! Everything I've heard about lawyers went out the window when Eric took time on Father's day of all days to contact me back and help assist me with a settlement. I was in desperate need of legal advice & guidance and running out of time. Eric was quick, efficient, HONEST, and did more than beyond more to make sure I was legally protected & being treated fairly. I was at my giving up point on everything until that first conversation with Eric. Zehl Law definitely breaks the mold on lawyers. He was more interested in protecting me than trying to take money from me. Which is a rare thing to find in any industry or just people in general, which has definitely been my case involving everything else in my life. But of all people, a lawyer restored my faith in humanity itself. Thank you for that. Thank you for everything! You've been more than amazing!!!
Arielle Fletcher
Arielle Fletcher
18:41 22 Jun 18
Eric was able to help our company by providing truthful and helpful legal counsel. We are extremely happy with how quickly he was able to resolve the issue and get back to us. Very professional and genuinely caring people.
Stan Ivanov
Stan Ivanov
14:17 20 Jul 18
Let me tell you a little something about. zale and associates they were the most wonderful law firm. we have ever had the pleasure of working with. my brother was involved in a head on collision causing the death of his wife. and they did everything they could do to help us as a family. we were treated like family. we were able to contact my team of lawers 24/7 any time we needed them.thay helped with the doctors bills and with the funeral of my sister in law .i would be glad to talk to you about zehl and associates any time my brother and i will always be family to them. thay got us max limits. this let us get the best doctors and care for my brother. thay seen that we had enough money to see us though this time. please look me up on Facebook. and i will be glad to tell you. that this is the way to go .you will not be sorry that you went with them.
Billy Burley
Billy Burley
03:56 11 Jan 19
Zehl and Associates took amazing care of me after my accident in January 2018. Lamar was kind, listened to all my fears, and helped me through the process of a lawsuit. I truly appreciate the care the office staff took with me whenever I called. Fantastic firm who were able to settle my case without ever stepping foot in court!
Alex Fox
Alex Fox
15:56 21 Jan 19
Zehl has been amazing and extremely helpful to our family since my husband was incolved in a plant expolosion in 2015. Everyone from the owner of the firm, Ryan, to each and everyone that has answered the phone has always been more than willing to help in anyway possible. The staff always checked on our family to be sure we had all we needed and showed to really care! I would recommend Zehl and associates to anyone looking for a lawyer to fight a good fight and make sure all clients’ needs are met at the same time!
Wayne Plaisance
Wayne Plaisance
21:08 30 Jan 19
My wife and I had no experience with this kind of suit. Ryan Zehl and his staff walked us through the process with great caring and helped us get a favorable settlement. We would recommend you meet with them and we think you will be very impressed
susie white
susie white
21:52 11 Feb 19
My husband got injured and we had no idea what to do or where to go. Dealing with personal injury is challenging. Zehl & Associates handled our case from beginning to the end and we could not have been more impressed. Matt, your professionalism is appreciated. Thank you very much for all you have done for us. If anyone is looking for a personal injury attorney, this is the place to go.
Ksana Menk
Ksana Menk
03:34 14 Feb 19