Uninsured & Underinsured Motorists

Aggressive & Experienced Houston Car Accident Lawyers

A car or truck accident that results in personal injuries can be difficult emotionally and physically. Many people who try to resolve their cases on their own often end up hiring a lawyer after becoming frustrated with the insurance company’s inadequate settlement offers and how complicated the legal process is. This process is even more frustrating when the other driver involved has no car insurance or minimum liability insurance.

At Zehl & Associates PC, we recommend every car insurance policy holder purchase uninsured/underinsured motorist coverage. The cost of this coverage is minimal compared to the benefits if you are ever in an accident involving an under insured or uninsured driver.

Uninsured Motorists

Even if you are involved in an accident with an individual that does not have adequate liability insurance, as long as you have uninsured motorist coverage, you can seek compensation from your insurance company for damage to your vehicle, medical costs, and pain and suffering.

Unfortunately, however, it is still common for the insurance company to minimize your claim by trying to settle quickly or by denying your claim altogether. It is important to work with an accident attorney who has experience interpreting insurance contracts and fighting the insurance companies for the maximum damages available.

Underinsured Motorists

Motorists in Texas are only required to have $25,000 in car insurance coverage. If you are involved in an accident with an individual who holds this minimum liability insurance, it is very likely that the cost of medical bills and other expenses will far exceed the amount of insurance coverage.

Underinsured motorist coverage allows an individual to add his or her own insurance coverage with that of the other driver’s insurance to compensate for medical expenses, pain and suffering, and other accident-related expenses.

Hit-and-Run Accidents

What many people don’t realize is that uninsured motorist coverage also allows you to seek compensation for property and personal injury damages that you sustained in a hit-and-run accident.

Insurance companies are bound by a duty of good faith set by the Texas Insurance Code. This means that they have a duty to try to resolve your claim quickly (they must decide whether to approve or deny your claim within 30 days). If your claim is denied in bad faith, you can seek additional damages – in some cases up to three times the amount of the original claim. Our firm’s attorneys have years of experience handling cases involving bad faith and deceptive insurance practices against some of the largest insurance companies in the world.

Find out more about deceptive insurance company practices.

Contact the Houston Accident Lawyers at Zehl & Associates for a Free Consultation: 1-888-603-3636

If you or a loved one has been in an accident with an uninsured or underinsured motorist, contact one of our experienced Accident Lawyers by clicking here or calling 1-888-603-3636. We offer a free initial consultation and are available for evening and weekend appointments. We work on a contingency-fee basis so that you pay nothing unless we win.

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I hired Zehl when I was severely injured doing a Plug and Abandonment job offshore. I'm glad I did, they were incredible. They walked me through every step of the case, made sure that I got to the best doctors, and were always there for me when I was having trouble paying bills when the case was pending. I always felt that I was in good hands and well taken care of, which relieved a lot of my stress and helped put me at ease. Eric and the team at Zehl and Associates represented my best interests, I highly recommend them.
Derrick Collins
Derrick Collins
21:03 14 Jun 17
I was hesitant to file a lawsuit when I was injured at work, because I didn't know what to expect and my company kept telling me that "they were going to take care of me." But the medical bills kept piling up, I wasn't able to work and make money to support my family. Eric Allen and the staff at Zehl put me at ease about the process, kept me to up date about what was going on, and devoted all their resources to making sure that I had the money I needed to pay all my medical expenses and take care of myself and my family. I can honestly say that working with Eric, Ryan and the Zehl team was one of the best decisions we've ever made. Thank you.
Maura Burnett
Maura Burnett
22:17 12 Jun 17
After I was injured at a chemical plant, I needed time to recover from my injuries and a lawyer who could stand up for me and my family against my company. Ryan Zehl was recommended to me from a coworker. Ryan worked hard to prepare my case and kept me and my family in the loop through the entire process. At the end they were able to get me a settlement that was much more than we had expected. I’d recommend Ryan and the team at Zehl to anyone who needs an injury lawyer who’s aggressive, honest and dedicated to protecting their clients.
Jeffrey Hutson
Jeffrey Hutson
15:47 12 May 17
Thanks to the hard work from Ryan and his team, a dangerous product that could have hurt thousands of people is now off the street. Even though I suffered from the lack of safety checks from this product, I am happy to have “taken the bullet”, to keep other people safe. Special thanks to Tommy Servos, who kept me informed through out the whole trial and helped me get a record recovery!
Kevin Nunn
Kevin Nunn
20:30 14 May 17
I grew up in Texas and went to work on an oil rig just like my dad did. It was a point of pride to follow in the same career path as my father, but no one warned me about the constant pending danger of being on the rig. My team and I are professionals that follow the rules and keep safety as priority number 1. But there are some factors to this job that can’t be controlled. Just like the BP Deep Water Horizon oil spill, my rig suffered an explosion due to the lack of up keep and maintenance from our superiors. Ryan Zehl came to our aid to get the compensation my crew and I needed. Having a Houston personal injury attorney from back home represent us was truly a personal and eye opening experience. He truly cared about us and thanks to him, I can recover with my family and the safety precautions on the rig have never been tighter.
Catherine J. Bates
Catherine J. Bates
02:23 06 Mar 17
Husband was killed at a refinery to the lack of safety checks performed by the company he worked for. When I found out he was gone I was so devastated and scared for our family I wasn’t sure what the next step would be. At first I thought his company would do the right thing and take care of us. But was I wrong. They tried to say we could only recover worker’s comp and had no claim against the company. I hired Ryan because of their experience with plant and refinery accident cases. I was so impressed at how professional and caring Ryan and his entire team were. They would call to check on me and my kids and always made sure I had money to pay bills and get presents for my kids on there birthdays and at Christmas. I don’t know where we’d be without there help. Because of Ryan and his team, I was able to pay off the house, put a trust together for my kids to make sure they’re able to pay for college, and never have to worry about having enough money to take care of myself and the kids again. We are so grateful for everything they did for us. Thank you.
Silvana Teixeira
Silvana Teixeira
06:52 06 Jun 17
Ryan and his team at Zehl & Associates were outstanding from when I first hired them to when they got my case settled. I couldn’t be happier with the results and the work at this law firm has done. I am very thankful and don’t hesitate to give them 5 out 5 stars! You want these guys are your side.
Jhon Abraham
Jhon Abraham
16:53 13 May 17
I came to Zehl Law Firm after I was injured in a car accident. They made me feel comfortable and explained things so I understood what to expect. Along with excellent communication. They were always quick to respond and update me on everything. Kelvin Hayes did a great job with my case and I would be happy to refer him to anyone looking for a auto injury lawyer.
Cody Pennington
Cody Pennington
21:31 03 Jul 17
I highly recommend Zehl Law! When I was injured on the job, I reached out to Ryan’s office and was greeted with support. I was well taken and care of and really appreciate how the law firm professionals went above and beyond their call of duty to help me. Now I can recover without having to worry about money until I am well enough to get back on the job. Thanks guys!
Anna Cris
Anna Cris
12:07 12 Jul 17
I can't even explain the blessing of having Zehl & Associates in our life. This firm has been like family to us and changed our lives forever. Great, friendly Law Firm that I recommend everyone to go to. One on one with your attorney, the fact that you dont have to worry about anything, they handle the whole process! I want to thank Zehl & Associates for an amazing job! #best personalinjurylawyers
Laura Blanco
Laura Blanco
04:00 17 Aug 17